January 7, 2013

Why Get a Ph.D. in the Heart of Frugality & What's a Bargainista?

Most (if not all) of us have been in a tight spot financially at some point in our life.  

We may have asked (or are still asking):
  • What are options for moms/daughters who value staying at home, serving their family and wanting their husbands (or parents) to trust them with the budgeting/spending of the family's money?  

  • What if we also want to give some of the family's earnings as a tithe and to other's who may have a need?  

  • Is it possible to be frugal enough to meet everyone's needs and not struggle financially? 

Some women believe there aren't many options to meet all the needs of their family and community.  You can trust you are not alone and that we understand this firsthand. 

That's why January is Frugality Month at Hearts for Home.  One aspect of having a heart for our home consists of knowing the importance of how to honor/glorify God in our day-to-day budgeting, planning and spending as individuals and as a family.  Here at Hearts for Home we are learning that moms and daughters can be a blessing to their family by being wise with the money the Lord provides and to strive to get our Ph.D. in the HeART of Frugality.  This isn't something that waits until the wedding day to master, it is something women of all ages can learn and a way for moms to teach their daughters skills that take time, planning and effort, but can save your family a significant amount of time and money.

Before we begin to share our frugal thoughts with you, do you agree the word, "cheap" is a very unladylike word to describe women who enjoy a good deal?

Good! :) Because we are thinking we'd rename ourselves.  We are now officially considered, Bargainistas, for the month.    

Also, on a more serious note, we encourage readers to take some time to read the gospel first.  We emphasize this because outside of God changing our hearts to understand His ways, we cannot truly have a God-given desire to tackle the areas of our lives that may be covered in selfish temptations.  One that has to do with the topic of frugality is being lured into excessive, unnecessary spending or the idea of "shop til we drop".  It sounds silly to think this can actually become an issue, but it can.  And if we want to battle consumerism for the right, God-honoring reasons and with hearts for our home, it starts with our hearts being turned to Christ and His Ways.  Please feel free to read the gospel here if you are interested in understanding more.

Here are Some Encouraging Verses to Reflect on as Learn More About Frugality:

"Keep your life free from love of money, and be content with what you have, for He has said, “I will never leave you nor forsake you.” ~ Hebrews 13:5 

“Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal, but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal. For where your treasure is, there your heart will be also." ~ Matthew 6:19-21

"And he sat down opposite the treasury and watched the people putting money into the offering box. Many rich people put in large sums. And a poor widow came and put in two small copper coins, which make a penny. And he called his disciples to him and said to them, “Truly, I say to you, this poor widow has put in more than all those who are contributing to the offering box. For they all contributed out of their abundance, but she out of her poverty has put in everything she had, all she had to live on.” ~ Mark 12:41-44

"And whatever you do, in word or deed, do everything in the name of the Lord Jesus, giving thanks to God the Father through him." ~ Colossians 3:17

As we look at some ways to live frugally, our hope is that it would bless our families and community.  Sometimes, until it's presented to us, we don't realize how to cut "financial" corners in our daily spending to be more efficient.   Things we think we need, we may start to view as a luxury and can do without.  Or there may be an alternative that is cheaper and as effective.  Next week we will tackle the myths of thrift store shopping, along with everyday items and gift ideas you can find for a dollar.  Please continue to follow in the discussion this week too via FacebookTwitter, and Pinterest we'd like to hear your frugal thoughts and will share more of ours too!

We'll leave you today with a list of sites you can visit with some really fun and FRUGAL ideas! And don't forget to follow Hearts for Home on Pinterest to find even more frugal ideas!

Frugal Find #2: 25 Handmade Gifts for Under $5 

Frugal Find #3: 25 Tips for Naturally Cleaning with Vinegar

Photo/Idea Credit

Have a great day Bargainistas!  We are SO GLAD you're here with us,

~ The Hearts for Home Gals
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  1. Hello, Chelsea! I saw you linked up your site on the Deep Roots at Home page, and I am so glad to ‘meet’ you. I love what you are doing here on your blog and hope we can follow each other to be a mutual blessing in the Lord ~ It is so much fun and encouraging to get to ‘know’ new like-minded gals! Grace and peace…
    I would like to invite you to link-up anytime on the Deep Roots 'EOA' Wednesday Link-Up. I'd love to see you become a regular contributor there.

    1. Hi Jacqueline,

      Thank you for your encouragement! You are a blessing to me and so many other women. We will be back often to link-up. :)

      With Gratitude,


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